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Retirement Planning

Retirement can be a thrilling chapter of life—if you’re prepared. In order to take advantage of all the opportunities retirement provides, you’ll need a plan. But creating the right plan requires more than putting some money aside and hoping you’ll have enough. There’s a lot to consider, including saving for retirement while also saving for other goals, deciding what sources of income you’ll rely on during retirement, and choosing the right retirement accounts.

Schedule a consultation with a Firenze Wealth Management advisor, and ask us about our retirement planning services today.

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Where Are You Now?

 Every step of your financial plan should incorporate your retirement goals, but what your retirement plan at this stage should look like depends on where you are in life. Are you starting to save early, approaching retirement now, or currently living in retirement? Let’s take a closer look at each:


No matter where you are in life, the best time to start saving for retirement is now. Retirement may feel far away but in general, the sooner you start saving, the better. Saving for retirement, however, doesn’t mean you have to ignore your other goals. We understand that retirement may be only one of many financial goals. Our advisors will work closely with you to understand your current situation and your plans to help you come up with a fitting strategy.

Approaching Retirement

Retirement is no longer an abstract concept. It’s rapidly approaching and you want to ensure that you can live comfortably. Balancing your living expenses with your various sources of income can be complex. We’ll work with you to create a plan that can help you feel more secure in your current situation.

Living in Retirement

Retirement planning doesn’t end when retirement begins. Much like any other chapter of life, retirement may include things you hadn’t planned for. It’s important to check in periodically to make any necessary adjustments to your plan. This can allow you to enjoy your retirement without worrying about whether or not your financial plan is still on track.

Common Retirement Accounts

 Which retirement accounts are right for you depend on a variety of factors. Your Firenze Wealth advisor can discuss each account in detail, but here are a few key things to know about the most common retirement savings vehicles:


A 401(k) or 403(b) is often the first type of account that comes to mind when considering retirement savings. On top of providing tax benefits, many employers offer 401(k) matching. Not taking advantage of employer matching is turning down free money.


IRAs come in a few different forms, including Roth IRAs, Traditional IRAs, and Simple IRAs. Each type of account offers its own unique benefits, but all provide tax advantages for retirement savings.


There are many types of annuities that can be structured in a variety of ways. Social Security and defined benefit pensions are two of the most common examples of annuities. The key benefit of annuities is that they can provide a steady cash flow during retirement.

Let’s Get Started

The advisors at Firenze Wealth Management would love to help you create a retirement plan to help you plan for your future. Contact us today to get started.

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We work together to create an optimal, tailored plan configuration, helping you provide a customized fit for your employees.

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Take a look at our helpful retirement videos.

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